The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. With an Orange Advantage home loan, a non-refundable annual fee applies (refer to the Orange Advantage Post-Settlement fees and charges located here for more information) and 100% interest offset when linked to our Orange Everyday transaction account and you make a deposit into this account. Any additional payments or advanced funds are not available for redraw during the fixed interest period. You should refer to the Home Loan terms and conditions for details and contact us on 133 464 for an estimate of the break costs that may be payable by you in the above circumstances.
If you select a fixed rate loan, break costs may be payable if, at any time before the fixed rate expires, you (1) pay out your loan, make an additional payment of $10,000 or more, or you make additional payments totalling $10,000 or more in any one-year period (with the first one-year period starting on the first day of the fixed interest period), or (2) you ask us to make certain changes to your loan including but not limited to your loan type, your repayment type, your loan purpose, your fixed interest period, the security on your property, your approved loan amount, your loan term, the borrowers on your loan or any other change that requires your loan to be re-documented. All features are not available for every type of loan. Details of these and the terms and conditions are available at or by calling 133 464. All applications for credit are subject to ING's credit approval criteria.
All rates and information are correct at time of publication and are subject to change. These variable rates are only available for new ING security property and borrowings. The variable rates above include a discount that is applied to the relevant reference rate. - Satisfactory credit reference report.- Confirmation of personal and financial details.- Receipt and validation of all necessary documentation to certify assets, deposit and security.- Legible copy of the Contract of Sale.- A satisfactory valuation of the security property being offered.Any application for credit is subject to ING's credit approval criteria.Īn application for credit is further subject to satisfying: If you wish to apply for a loan please call us on 1800 100 258. # The ING Borrowing Power Indication is not an offer of credit.
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